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HBOS (HBOS.L)On Aug 29: 315.75 p  Up 10.25 (3.36%)  
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[Chart]
 
Address:The Mound
Edinburgh EH1 1 Y2 United Kingdom
Web Site:www.hbosplc.com
Index:FTSE 100 | STOXX 50 | STOXX 600
Market Place(s) :Frankfurt | Amsterdam | Dublin | London | Hong Kong
Number Of Shares :5,249,060,000
Sector:Finance
Industry:Financial Services
Sub-Industry:Specialist Financial Companies
HBOS PLC, from mortgaging to financial services. September 2001 saw the arrival of the British HBOS PLC Group, as a result of the merger of the Halifax and the Bank of Scotland. It offers advantageous and flexible mortgage solutions, adapted to the profile of each client. But that is not all. Its range of services is very varied. HBOS offers variable term savings schemes, consumer credit and a variety of insurance policies (life, car, home, travel). There is also a retail bank operation : a 24-hour account management facility by phone or Internet; special offers for young people and students, credit card provision (Classic, Platinum and Gold). ShareXpress also provides an efficient financial service for managing assets and investing in real time. With its thousands of employees and its millions of customers (2 households out of 5 in Britain use it), HBOS PLC looks to the future and is very active on the Web, with several specialist sites. Among them is halifax.co.uk for private customers, if.com for financial services, clericalmedical.co.uk for insurance and halifax-international.com for expatriates.

IDENTITY CARD 
ISIN:GB0030587504
Reuters Code:HBOS.L
Local Code :HBOS
Auditor:KPMG Audit
Number of employees:57,129 ( 31/12/2007 )
71,985 ( 31/12/2006 )

EXECUTIVE TEAM 
Chairman of Board of Directors:Dennis Stevenson
Chief Executive Officer:Andy Hornby
Chief Financial Officer:Mike Ellis
Data as of 31/12/2007.

CALENDAR 
Annual report:27/02/2008
Shareholder ’s meeting:29/04/2008
Profits 1st half-year:31/07/2008

INVESTORS CONTACT 
Telephone:+44 (0) 131 243 5521
Fax:N/A
Email:InvestorRelations@HBOSplc.com
SHAREHOLDERS 
Legal & General Group:4.89%
 
KEY FIGURES 
Year 2006 2005 2004 2001 2000
Net Operating revenues* 21,29122,71423,61710,2278,946
Net Profit* 4,1133,9393,2623,0572,452
* in million(s) of Pound

EARNINGS PER SHARE 
Year 2006 2005 2004 2003 2002
Earnings per share* 106.2100.682.278.163.6
* in pence

SALES PER ACTIVITY 
Net income from loans:34%
Other income:34%
Revenue from premiums:26%
Commissions:6%
Sector Data as of 31/12/2007

SALES PER GEOGRAPHIC AREA 
Core Market
United Kingdom87
Geographic areas
Europe:87%
Rest of the World:13%
Areas data as of 31/12/2007
Profile as of 31/12/2007. Data provided by EuroStockCity

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