Funds provided by Skandia Investment Management Ltd

					Performance1
Fund Name	Morningstar Rating2	Fund Rating3	Buy Fund4	Annual Management Charge (%)	1 Year Change (%)	Quartile Rank over 1 Year	3 Years Change (%)	Quartile Rank over 3 Years	Performance Details
Skandia GlblProp Sec LaSalle	Not rated	Not rated		1.5	-20.8	3			Performance Details for Skandia GlblProp Sec LaSalle
Skandia IM AM Aggressive Ret Acc		Not rated		1.25	-11.87	4	20.44	4	Performance Details for Skandia IM AM Aggressive Ret Acc
Skandia IM AM Balanced Ret Acc		Not rated		1.25	-11.14	4	14.44	4	Performance Details for Skandia IM AM Balanced Ret Acc
Skandia IM AM Bond Income Rtl		Not rated		1.25	-2.42	2	2.65	4	Performance Details for Skandia IM AM Bond Income Rtl
Skandia IM AM Cautious Fund		Not rated		1.25	-6.82	3	8.54	4	Performance Details for Skandia IM AM Cautious Fund
Skandia IM AM Equity Income		Not rated		1.25	-18.94	3	7.54	4	Performance Details for Skandia IM AM Equity Income
Skandia IM Ethical	Not rated	Not rated		1.25	-13.31	4			Performance Details for Skandia IM Ethical
Skandia IM European Eqty Blnd		Not rated		1.5	-7.66	3	41.53	3	Performance Details for Skandia IM European Eqty Blnd
Skandia IM Far East Eqty Blnd		Not rated		1.5	1.32	1	58.1	3	Performance Details for Skandia IM Far East Eqty Blnd
Skandia IM Glb Prpty Secs US$	Not rated	Not rated		1.5	-16.64	2			Performance Details for Skandia IM Glb Prpty Secs US$
Skandia IM Glbl Emrg Mkts Eq	Not rated	Not rated		1.5					Performance Details for Skandia IM Glbl Emrg Mkts Eq
Skandia IM Glbl Fixed IntBlnd	Not rated	Not rated		1.25	8.66	2			Performance Details for Skandia IM Glbl Fixed IntBlnd
Skandia IM Global Best Ideas	Not rated	Not rated		1.5	-10.06	3			Performance Details for Skandia IM Global Best Ideas
Skandia IM Japanese Eq Blend		Not rated		1.5	-12.96	3	0.67	3	Performance Details for Skandia IM Japanese Eq Blend
Skandia IM Property Acc	Not rated	Not rated		1.35	-20.33	3			Performance Details for Skandia IM Property Acc
Skandia IM SF American		Not rated		1.5	-3.59	1	8.81	2	Performance Details for Skandia IM SF American
Skandia IM SF Continental Eurpn		Not rated		1.5	-5.02	2	41.51	3	Performance Details for Skandia IM SF Continental Eurpn
Skandia IM SF European Equity		Not rated		1.5	-11.17	4	38.9	4	Performance Details for Skandia IM SF European Equity
Skandia IM SF Gilt Acc		Not rated		1	4.6	3	3.06	3	Performance Details for Skandia IM SF Gilt Acc
Skandia IM SF Japanese Equity		Not rated		1.5	-17.25	4	-1.37	4	Performance Details for Skandia IM SF Japanese Equity
Skandia IM UK Best Ideas	Not rated	Not rated		1.5	-21.41	4			Performance Details for Skandia IM UK Best Ideas
Skandia IM UK Equity Blend		Not rated		1.5	-18.63	4	13.11	4	Performance Details for Skandia IM UK Equity Blend
Skandia IM UK Fixed Int Blend		Not rated		1.25	-3.74	4	-2.09	4	Performance Details for Skandia IM UK Fixed Int Blend
Skandia IM UK Strat Best Ideas	Not rated	Not rated		1.5					Performance Details for Skandia IM UK Strat Best Ideas
Skandia IM US Equity Blend		Not rated		1.5	-10.7	3	0.68	4	Performance Details for Skandia IM US Equity Blend

Notes about the table

1All performances are expressed as percentage change, calculated in sterling on a bid-to-bid basis with dividend income reinvested gross of any applicable taxes. Quartile rankings descend from 1 (top 25%) to 4 (bottom 25%).

2The Morningstar Rating are a rating of the risk-return profile of a fund, calculated using a fund’s monthly performance relative to its sector average for each of the 36 months over the three years to date. The average and volatility of these 36 numbers is used to calculate a fund’s star rating. More stars are better. You may wish to read further about the history of the fund star ranking.

3Fund Ratings aim to identify investment funds that have provided consistently strong performance year after year relative to a meaningful peer group. You may wish to read more about the fund rating process.

4Buy your fund online from Hargreaves Lansdown and save up to 5.5% on the initial fund charges. Read more about Hargreaves Lansdown. Investment values can go down in value as well as up and you may get back less than the amount you invest. Hargreaves Lansdown Asset Management Ltd. is authorised & regulated by the Financial Services Authority.