Yahoo! has established itself as the easy, friendly guide to the world wide web and a gateway to a wealth of information and services all in one place - your home on the Internet. While other companies try to portray themselves as masters of technology, or define themselves solely by their latest and greatest product upgrades, Yahoo! will continue to represent and deliver the promise as the only place anyone in the world needs to go to find anything, get connected to anybody and buy anything to users worldwide.

Yahoo! is home to a community of people worldwide that invites you in, treats you kindly, and never forgets that the Web is just really "us" - a collection and connection to all the minds of the world. It's not about hardware and software, or engines and URLs; it's about people and the emotional bond they attach to each other and to Yahoo! When a person visits one of our sites, they should have a user-friendly experience, whether in English, or in Japanese, from anywhere in the world, and get a strong feeling of the kinds of people and beliefs that stand behind our products and services:

	Human - Yahoo! is about people, not machines; we're friendly, not aloof.
	Fun - It's always better to have a sense of humour, especially about ourselves; but we try not to have fun at someone else's expense.
	Irreverent - In a serious and fast-paced business, Yahoo! is a breath of fresh air.
	Simple - We take chaos and make sense of it.
	Modern - Current, but not futuristic.
	Approachable - We avoid appearing competitive, arrogant or sarcastic.
	Striving - Yahoo! is not 'techie' but savvy, we are nimble and constantly working to improve our users' experience.
	Trustworthy - Credibility counts.

How to save up to £1,112.40†

A table showing the amount saved over the full loan term compared to other loan providers.

Loan Provider APR Monthly Repayment Total Repayable Total saving over life of the loan MBNA 10.5% £159.45 £9567.00 - Lloyds TSB 15.9% £177.99 £10,679.40 £1,112.40  † Royal Bank of Scotland 15.2% £175.45 £10,527.00 £960.00 NatWest Bank 12.9% £167.50 £10,050.00 £483.00

† Loans are available to to UK Residents, aged 18 or over, and are subject to status. Written quotations available on request. All information correct as at 18.01.03. A typical example: £7,500 over 60 months at 10.5% APR costs £159.45 per month without Payment Protection Cover (total repayable £9,567.00).

How to work out how much to apply for.

Choose your monthly repayment - with or without Payment Protection Cover

Fully Protected with Payment Protection Cover

Loan Amount 12 months 24 months 36 months 48 months 60 months 8.9% APR for loans over £15,100 £20,000 £1,900.20 £1,006.44 £714.52 £572.41 £488.11 £15,100 £1,434.65 £759.86 £539.46 £432.17 £368.52 9.9% APR for loans between £10,100 and £15,000 £14,000 £1,337.19 £711.69 £507.75 £408.78 £350.31 £12,500 £1,193.92 £635.44 £453.35 £364.98 £312.78 10.5% APR for loans between £5,100 and £10,000 £10,000 £958.14 £511.42 £365.93 £295.48 £253.96 £8,000 £766.51 £409.14 £292.75 £236.38 £203.16 £6,000 £574.88 £306.85 £219.56 £177.29 £152.37 11.9% APR for loans between £2,100 and £5,000 £5,000 £482.56 £259.29 £186.77 £151.83 £131.38 £4,000 £386.05 £207.43 £149.42 £121.47 £105.10 £3,000 £289.54 £155.58 £112.06 £91.10 £78.83 15.9% APR for loans between £1,000 and £2,000 £2,000 £196.96 £107.80 £79.09 £65.49 £57.71 £1,000 £98.48 £53.90 £39.54 £32.74 £28.85

Not Protected with Payment Protection Cover

Loan Amount 12 months 24 months 36 months 48 months 60 months 8.9% APR for loans over £15,100 £20,000 £1,744.92 £909.63 £631.87 £493.50 £410.87 £15,100 £1,317.41 £686.77 £477.06 £372.59 £310.21 9.9% APR for loans between £10,100 and £15,000 £14,000 £1,227.42 £642.66 £448.31 £351.57 £293.87 £12,500 £1,095.91 £573.80 £400.28 £313.90 £262.38 10.5% APR for loans between £5,100 and £10,000 £10,000 £879.28 £461.57 £322.79 £253.75 £212.60 £8,000 £703.42 £369.26 £258.24 £203.00 £170.08 £6,000 £527.57 £276.94 £193.68 £152.25 £127.56 11.9% APR for loans between £2,100 and £5,000 £5,000 £442.60 £233.73 £164.40 £129.95 £109.45 £4,000 £354.08 £186.98 £131.52 £103.96 £87.56 £3,000 £265.56 £140.24 £98.64 £77.97 £65.67 15.9% APR for loans between £1,000 and £2,000 £2,000 £180.37 £96.83 £69.18 £55.51 £47.42 £1,000 £90.19 £48.41 £34.59 £27.75 £23.71