Most house insurance policies will provide contents insurance to a value of £50,000. If you are in the process of buying or renewing your house insurance and the value of your possessions exceeds £50,000 you will find it difficult to get a competitive premium unless you contact the right type of house insurer.
If you already have a house insurance policy it is important that you do not add new items on a piecemeal basis. Adding single items will increase the total value of your policy significantly, it is far more efficient to have a single policy to cover all items. However, some items such as expensive jewellery or art are worth listing separately.
Investing in a high value house insurance policy will provide a number of key benefits which are not available on standard house insurance policy. Key benefits should include items such as c over outside your home, no listing of individual items over a set value and moving house. For a full list of the policy benefits it is important to read the insurer's policy benefits.
