Most house insurance policies will provide contents insurance to a value of £50,000. If you are in the process of buying or renewing your house insurance and the value of your possessions exceeds £50,000 you will find it difficult to get a competitive premium unless you contact the right type of house insurer.
If you already have a house insurance policy it is important that you do not add new items on a piecemeal basis. Adding single items will increase the total value of your policy significantly, it is far more efficient to have a single policy to cover all items. However, some items such as expensive jewellery or art are worth listing separately.
Investing in a high value house insurance policy will provide a number of key benefits which are not available on standard house insurance policy. Key benefits should include items such as c over outside your home, no listing of individual items over a set value and moving house. For a full list of the policy benefits it is important to read the insurer's policy benefits.
The insurance products and services mentioned on this page are introduced by Insurancewide.com Services Ltd, which is authorised and regulated by the Financial Services Authority. The Insurancewide.com service is subject to its terms and conditions.