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First time buyers Guide

FIRST-TIME BUYERS

Utilities

You will need power, gas, water and phone, so find out from the estate agent which firms supply the services, so that you can make them aware that the meters need reading and that you will become responsible for those utilities from that date.

Useful websites

www.ofwat.gov.uk – regulatory body for water.
www.ofgem.gov.uk – regulatory body for the gas and electricity markets.
www.ofcom.org.uk – regulatory body for communications.

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FIRST RUNG NOW

FirstRungNow has been set up to help first time buyers. With prices so high in the UK, many need to be shown what the financing and ownership options are. FirstRungNow is the place to go.

KEY WORKER HOMES

The Key Worker Living scheme was launched in the spring of 2004. Are you entitled?
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SHARED OWNERSHIP

Buy a share of a property, and pay rent on the rest to make it affordable.
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FINANCE YOUR FIRST HOME

If you are thinking of buying a first home, it is important you find out how much you can borrow and you understand the costs and how much deposit you will be able to put towards it.
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