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Financing your home
High loan-to-value mortgages
These mortgages are designed to help those with good or secure earnings potential and those who are unable to pull together a deposit. Because they lend over 100 per cent of the value of the property, they can allow the borrower to borrow the cost of the expenses of buying, such as the Stamp Duty Land Tax, solicitor's fees and some furnishings. Conditions vary.
Lenders may have restrictions on who they will lend to and for what type of property.
Beware of over-borrowing.
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 FirstRungNow has been set up to help first time buyers.
With prices so high in the UK, many need to be shown what the financing and ownership options are. FirstRungNow is the place to go.
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The Key Worker Living scheme was launched in the spring of 2004. Are you entitled?
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Buy a share of a property, and pay rent on the rest to make it affordable.
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If you are thinking of buying a first home, it is important you find out how much you can borrow and you understand the costs and how much deposit you will be able to put towards it.
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