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A round up of the best ISAs on offer By Hannah Ricci
With just over a week left to invest the 2006/2007 ISA allowance, you'll need to move quickly to do it by Thursday 5 April. The Tax Beater cash ISA from Barclays is currently top of the table, offering If you're looking to earn a fixed-rate on your savings and want the incentive to not dip in to allow them to grow, the Halifax Web Saver account is currently offering the best rate. It comes in the form of a two, three, four or five-year-bond with a fixed-rate of 6.6% gross. With a minimum deposit of £500 and maximum balance of £99,999, interest is paid annually or on maturity. No withdrawals are allowed during the term, apart from at closure of the account which will result in loss of interest. If that sounds a little too strict, the one year fixed-rate bond from Northern Rock offers a fixed-rate of 6% gross, added annually. Withdrawals must be made by post with loss of 60 days interest for each one. If you're after a temporary home for your savings and want to be able to instantly access your cash without penalties, the easy-access deposit account from Heritable Bank currently tops the table with a rate of 5.56% and a minimum initial deposit of £1,000. It allows six withdrawals a year with no penalties - any more will incur a charge of 30 days loss of interest. Unlimited withdrawals are permitted with the direct telephone savings account from Birmingham Midshires, which currently offers a rate of 5.5% gross on a minimum deposit of £1. If you want the convenience of managing your account online, the IceSave account from Landsbanki remains top of the table, charging 5.75% gross with instant access and minimum deposit of £250. Visit Interactive Investor's ISA Centre and check out our Self-Select ISA and Ready-Made ISA
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