| Travel & Holiday Insurance |
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| Is your house covered while you're on holiday?
By Richard Evans
| Provider |
Buildings Sum Insured Protection |
Alternative Accommodation |
Contents Sum Insured Protection |
Valuables Inner Limit |
Valuables Single Limit |
Tenants Liability |
Minimum Excess |
Home Emergency Cover |
Emergency Repairs |
Unoccupancy Period |
| AA |
high si* |
£20,000 |
none |
up to contents si* |
£1,500 |
£5,000 |
£50 |
no |
yes |
30 |
| Churchill |
high si* |
15% of buildings si* |
index linked |
30% of contents si* |
£1,500 |
20% of contents si* |
£0 |
no |
yes |
30 |
| Direct Line |
high si* |
£25,000 |
index linked |
30% of contents si* |
£1,500 |
20% of contents si* |
£0 |
no |
yes |
60 |
| Elephant.co.uk |
index linked |
10% of buildings si* |
index linked |
10% of contents si* |
35% of contents si* |
15% of contents si* |
£50 |
no |
yes |
60 |
| Esure |
index linked |
ul |
index linked |
33% of contents si* |
33% of contents si* |
20% of contents si* |
£0 |
optional |
yes |
60 |
| Greenbee |
unlimited si* |
£50,000 |
unlimited si* |
£20,000 |
£10,000 |
£10,000 |
£50 |
standard |
yes |
60 |
| Halifax |
unlimited si* |
£20,000 |
unlimited si* |
varies (5000-15000) |
£1,500 |
£5,000 |
£0 |
optional |
yes |
60 |
| Hiscox |
index linked |
25% of buildings si* |
index linked |
£5,000 |
£5,000 |
£5,000,000 |
£100 |
standard |
yes |
ul |
| HSBC |
high si* |
20% of buildings si* |
high si* |
£6,000 |
£1,500 |
£5,000 |
£50 |
optional |
yes |
30 |
| Lloyds TSB |
index linked |
20% of buildings si* |
index linked |
33% of contents si* |
£3,000 |
£2,000 |
£50 |
standard |
yes |
60 |
| Marks & Spencer |
unlimited si* |
ul |
unlimited si* |
ul |
£4,000 |
£40,000 |
£0 |
optional |
no |
30 |
| More Th>n |
high si* |
20% of buildings si* |
high si* |
£7,500 |
£1,500 |
20% of contents si* |
£100 |
standard |
yes |
60 |
| Norwich Union Direct |
index linked |
20% of buildings si* |
index linked |
£6,000 |
£1,500 |
£8,000 |
£50 |
optional |
yes |
30 |
| Sainsbury's Bank |
unlimited si* |
£20,000 |
index linked |
selectable (5000-15000) |
£1,500 |
£5,000 |
£50 |
optional |
yes |
60 |
| Tesco |
high si* |
£25,000 |
index linked |
30% of contents si* |
£1,500 |
20% of contents si* |
£0 |
no |
yes |
30 |
| Yorkshire Bank |
high si* |
20% of buildings si* |
high si* |
£10,000 |
£1,500 |
20% of contents si* |
£75 |
standard |
yes |
60 |
| Zurich |
high si* |
20% of buildings si* |
high si* |
40% of contents si* |
£2,500 |
£10,000 |
£75 |
no |
yes |
60 |
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