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Protect yourself against internet fraud

By Emma Tyrrell

  • If the aggregator needs your user IDs and passwords, check with your account providers that you are not breaking their terms and conditions by handing them over.
  • Ask what happens if there is a security failure and you lose money. Egg and First Direct, for example, say that if this did happen customers would be reimbursed fully. If the security breach was down to you writing down your account aggregation password, however, you will not be covered.
  • If you think someone else knows your password, change it fast.
  • Always log off and close down your browser when you've finished accessing a site, to stop others gaining access online.
  • Try not to access your accounts on a public computer, such as one in an Internet café or library. If you have to, don't leave the computer unattended, try and ensure that no-one is looking over your shoulder , and always log-off after you've finished. Never choose or change your passwords on such a computer.

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