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Borrowing from your children?

By Sarah Modlock

  • Don't be tempted to sign up for the first loan offer than comes through your letter box. Shop around for different rates, comparing APRs, flexibility and avoiding penalties.
  • Choose the loan that is best for your circumstances rather than panicking and over-borrowing.
  • Make sure loan protection is not included if you don't need it.
  • It may be dull but it pays to read the small print. Go over the details very carefully before you sign.

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